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ONE:The winter of 1836-7 was marked by great commercial activity, and a strong tendency to over-trading, chiefly on the part of the banks. The result was a reaction, and considerable monetary embarrassment. In the reckless spirit of enterprise which led to these consequences, the American houses took the lead. The American speculators indulged an inordinate thirst for gain by land jobs, and over-trading in British produce. The most remarkable examples of this were afforded by three great American houses in London, called "the three W.'s." From an account of these firms, published in June, 1837, it appeared that the amount of bills payable by them from June to December, was as follows: Wilson and Co.,[411] 936,300; Wigan and Co., 674,700; Wildes and Co., 505,000; total acceptances, 2,116,000. This was upwards of one-sixth of the aggregate circulation of the private and joint-stock banks of England and Wales, and about one-eighth of the average circulation of the Bank of England. The shipments to America by Wigan and Co. amounted to 1,118,900. The number of joint-stock banks that started into existence at this time was remarkable. From 1825 to 1833 only thirty joint-stock banks had been established. In that year the Charter of the Bank of England being renewed, without many of the exclusive privileges it formerly enjoyed, and the spirit of commercial enterprise being active, joint-stock banks began to increase rapidly. There was an average of ten new companies annually, till 1836, when forty-five of these establishments came into existence in the course of ten months. In Ireland there were ten started in the course of two years. The consequence of this greatly increased banking accommodation produced a wild spirit of commercial adventure, which collapsed first in America, where the monetary confusion was unexampledbankers, importers, merchants, traders, and the Government having been all flung into a chaos of bankruptcy and insolvency. This state of things in America had an immediate effect in England. Discounts were abruptly refused to the largest and hitherto most respectable houses of Liverpool and London. Trade, in consequence, became paralysed; prices suddenly dropped from thirty to forty per cent.; and the numerous share bubblesthe railway projects, the insurance companies, the distillery companies, the cemetery companies, the sperm oil, the cotton twist, zoological gardens, and other speculationswhich had floated on the pecuniary tide, all suddenly collapsed, and there was an end to the career of unprincipled adventurers. It is satisfactory, however, to observe that the sound commerce of the country soon recovered the shock thus given; and in less than two years the pecuniary difficulties had passed away. Commerce had resumed its wonted activity, and flowed steadily in legitimate channels. The American banks resumed payment, and the three great American houses, which had involved themselves to such an enormous extent, were enabled to meet all their liabilities.Meanwhile, the American emissaries were both busy and successful at the Court of France. Though the Government still professed most amicable relations towards Great Britain, it winked at the constant sale of the prizes taken by American privateers, or those who passed for such, in their ports. The Government had, as we have seen, supplied the insurgents with money and arms. It was now arranged between Silas Deane and the French Minister, Vergennes, that the supplies of arms and ammunition should be sent by way of the West Indies, and that Congress should remit payment in tobacco and other produce. The French Government supplied the American agents with money for their purchases of arms and necessary articles for the troops, also to be repaid in tobacco. Two of the ships sent off with such supplies were captured by the British men-of-war; but a third, loaded with arms, arrived safely. To procure the money which they could not draw from Europe, Congress made fresh issues of paper money, though what was already out was fearfully depreciated. They voted a loan also of five millions of dollars, at four per cent. interest. They authorised a lottery to raise a like sum, the prizes to be payable in loan-office certificates. These measures only precipitated the depreciation of the Government paper; people refused to take it; and Washington, to prevent the absolute starvation of the army, was endowed with the extraordinary power of compelling the acceptance of it, and of arresting and imprisoning all maligners of the credit of Congress. Congress went further, and passed a resolution that their bills ought to pass[237] current in all payments, trade, and dealings, and be deemed equal in value to the same sum in Spanish dollars; and that all persons refusing to take them should be considered enemies to the United States; and the local authorities were called upon to inflict forfeitures and other penalties on all such persons. Still further: the New York convention having laid before Congress their scheme for regulating the price of labour, produce, manufactured articles, and imported goods, it was adopted. But these arbitrary and unscientific measures the traders set at defiance, and the attempts to enforce them only aggravated the public distress. Loans came in slowly, the treasury ran low, the loan offices were overdrawn, and the issue of bills of credit was reluctantly recommenced; ten additional millions were speedily authorised, and as the issue increased, the depreciation naturally kept pace with it. The Commissioners in France were instructed to borrow money there, but the instructions were more easily given than executed.
TWO:Lord Townshend succeeded Stanhope as Secretary of State. Aislabie, who had been deep in the iniquities of the South Sea affair, was compelled to resign his post as Chancellor of the Exchequer, to which Walpole succeeded. Meanwhile the Secret Committee appointed by the Commons continued its labours indefatigably. They sat nearly every day from nine in the morning till eleven at night, and on the 16th of February, 1721, they presented their first report to the House. This revealed a vast amount of Ministerial corruption.During this Session a very important Bill was introduced, and passed both Houses, for the improvement of the police, and the administration of justice in London. The old unpaid and very corrupt magistrates were set aside. The metropolis was divided into five districts, each having its police office, at which three justices were to sit, each having a salary of three hundred pounds per annum. They were not allowed to take fees in their own persons, and all fines paid in the courts were to be put in a box towards defraying the salaries and other official expenses. Constables and magistrates were empowered to take up persons who could not give a good account of themselves, and commit them as vagabonds. 更多 »
TWO:(From a Drawing by Gravelot engraved by W. J. White.)
TWO:RETREAT OF THE HIGHLANDERS FROM PERTH. (See p. 31.)
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TWO:Gloomy as was the Pretender's fortune, it was, nevertheless, infinitely better than that of thousands who had ventured their lives and fortunes in his cause. There were not many prisoners in Scotland, but the clans which had sided with the English Government were hounded on to hunt down those who had been out with the Pretender amongst their hills, and they were hunted about by the English troops under the guidance of these hostile clans; and where they themselves were not to be found, their estates suffered by troops being quartered in their houses and on their lands. In England the prisons of Chester, Liverpool, and other northern towns were crowded by the inferior class of prisoners from the surrender of Preston. Some half-pay officers were singled out as deserters, and shot by order of a court-martial; but the common soldiers were eventually acquitted or let off with light sentences.As winter approached, the state of things assumed a more portentous aspect. The leading agitators were themselves dismayed when they looked down the precipice to the edge of which they had brought the nation. O'Connell at the end of September issued an address, urging the people to discontinue their assemblies, and they obeyed. His lieutenants were exceedingly anxious that the Liberal Protestants should take an active part as mediators in order, if possible, to avert a disastrous collision. A good occasion was offered by the visit of Lord Morpeth to Ireland. This enlightened and accomplished noblemanalways the friend of civil and religious liberty, destined to preside over the Government of Ireland, as Viceroy, when the rgime of civil equality was fully established, and to be the congenial interpreter of its spiritwas then invited to a great banquet, which was attended by all the leading friends of civil and religious liberty in and about Dublin, Protestant and Catholic. The Duke of Leinster was in the chair, and Mr. Sheil appealed to him, in the most eloquent terms, by all that was patriotic and glorious in the history of his ancestors the Geraldineswhich for seven hundred years formed a great part of the history of Ireland, and who were in past times considered more Irish than the Irish themselvesto put himself at the head of the Liberal party.
TWO:In the meantime, Mr. Peel had, in the previous month, communicated with the Duke of Wellington, and intimated his wish to retire from the Cabinet, and from the leadership of the House of Commons, in consequence of his being in the minority upon a question which, of all others, most deeply affected the condition and prospects of Ireland, with the government of which he was charged as Home Secretary. The Duke of Wellington's sentiments did not differ from his as to the embarrassment that must arise from divided counsels in the Cabinet. The Duke also acted upon the earnest advice of Mr. Peel not to take a course which would preclude an early settlement of the question. In the debate on Lord Lansdowne's motion, on the 9th of June, that the Lords should concur in the resolution passed by the House of Commons, the Duke and Lord Chancellor Lyndhurst took part in the debate, and, though they did not concur in the resolution, which was rejected by a majority of 44, the general tenor of their speeches and of those of the bishops led Lord Lansdowne to observe, in reply, that he thought the noble lord on the woolsack and the noble duke must have had the intention of conceding the Catholic claims, for no one knew better than they did the danger of holding out expectations which could not be realised. The Session of 1828 was closed by a Speech from the Throne on the 28th of July. As only three weeks of the Session had to elapse after the Clare election, Mr. O'Connell did not offer to take his seat, preferring to make the most of the "M.P." in the work of agitation till the meeting of Parliament in the spring. And, besides, he was probably aware that he would have no opportunity of making a speech. If he appeared, the Speaker would desire him to take the oaths required by law; and if he declined, he would treat him as a stranger and intruder, and listen to nothing he had to say. He could not be summoned to the House, and compelled to attend, because he was not returned at a general election; and it was thought better to let him enjoy his senatorial honours unmolested for six months, than to enter, at the close of the Session, into an irritating and protracted contest.
TWO:During the winter of 1812 and the spring of[63] 1813 Buonaparte was making the most energetic exertions to renew the campaign against Russia and the German nations that were now uniting with the Czar. He called out new conscriptions, and enforced them with the utmost rigour; the militia were drafted extensively into the regular army, and the sailors, whose service had been annihilated by the victorious seamen of Great Britain, were modelled into regiments, and turned into soldiers. He sent for part of his forces from Spain; and in the spring he was enabled to present himself in Germany at the head of three hundred and fifty thousand men. But this was a very different army from that which he had led into and lost in Russiaan army of practised veterans, familiar with victory through a hundred fights. It was necessarily but ill-disciplined, and much more full of the sense of wrong in having been dragged from home and its ties than of any thirst of glory. The cavalry was especially defective, and had lost the commander who gave it such spirit by his own example. Disgusted by the insolence and sarcasms of Buonaparte, and believing that his career was about to end, Murat quitted his command on the 16th of January, 1813, and hastened to Naples, where he was not long in opening negotiations with Great Britain and the other Powers for the acknowledgment of his kingdom as one independent of France, and ranking with the other established Powers of Europe. Nor was this the only alarming circumstance. Bernadotte was at the head of an army of Swedes against himBernadotte whom he had driven by the same insolent and unbearable domination into the arms of his enemies, and whom he now denounced as a renegade Frenchman who had renounced his country. The truth, however, was that Bernadotte had been adopted by a new country, and was bound to defend it.

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COSTUMES OF THE PERIOD OF GEORGE II.It might have been supposed that Europe, or at least the southern portion of it, was likely to enjoy a considerable term of peace. France, under a minor and a Regent, appeared to require rest to recruit its population and finances more than any part of the Continent. The King of Spain was too imbecile to have any martial ambition; and though his wife was anxious to secure the succession to the French throne in case of the death of the infant Louis XV., yet Alberoni, the Prime Minister, was desirous to remain at peace. This able Churchman, who had risen from the lowest position, being the son of a working gardener, and had made his way to his present eminence partly by his abilities and partly by his readiness to forget the gravity of the clerical character for the pleasure of his patrons, was now zealously exerting himself to restore the condition of Spain. He was thus brought into collision with Austria and France, and eventually with this country to which at first he was well disposed. England was under engagement both to France and the Empire, which must, on the first rupture with either of those Powers and Spain, precipitate her into war. The treaty with the Emperoras it guaranteed the retention of the Italian provinces, which Spain beheld with unappeasable jealousy, in Austrian handswas the first thing to change the policy of Alberoni towards Britain. This change was still further accelerated by the news of the Triple Alliance, which equally guaranteed the status quo of France. The Spanish Minister displayed his anger by suspending the Treaty of Commerce, and by conniving at the petty vexations practised by the Spaniards on the English merchants in Spain, and by decidedly rejecting a proposal of the King of England to bring about an accommodation between the Emperor and the Court of Spain.The arbitrary crushing of the freedom of the Tyrol, and the handing of it over to the Bavarians as a gift, was not the only oppression of this period of Napoleon's career, which the Germans call his supremacy. He seemed to have put down all opposition on the Continent, except in Spain, and he dictated to all nations according to the arrogance of his will. His general in Poland, Poniatowski, himself a Pole, was employed to crush his countrymen. Poniatowski fell on the Austrians with forty thousand men, and made himself master of Warsaw, whilst the Archduke Ferdinand was besieging Thorn. He then advanced against the archduke, beat him in two battles fought in April and May, and eventually drove the Austrians out of the Grand Duchy of Warsaw. Buonaparte then divided Galicia, giving one portion to the Emperor of Russia, and adding the other to the Grand Duchy of Warsaw, which was restored to the King of Saxony. Thus the Poles saw an end of all the high hopes with which Buonaparte had artfully succeeded in inspiring them, in order to induce them to[594] fight his battles for the subjugation of other peoples.
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