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The winter of 1836-7 was marked by great commercial activity, and a strong tendency to over-trading, chiefly on the part of the banks. The result was a reaction, and considerable monetary embarrassment. In the reckless spirit of enterprise which led to these consequences, the American houses took the lead. The American speculators indulged an inordinate thirst for gain by land jobs, and over-trading in British produce. The most remarkable examples of this were afforded by three great American houses in London, called "the three W.'s." From an account of these firms, published in June, 1837, it appeared that the amount of bills payable by them from June to December, was as follows: Wilson and Co.,[411] 936,300; Wigan and Co., 674,700; Wildes and Co., 505,000; total acceptances, 2,116,000. This was upwards of one-sixth of the aggregate circulation of the private and joint-stock banks of England and Wales, and about one-eighth of the average circulation of the Bank of England. The shipments to America by Wigan and Co. amounted to 1,118,900. The number of joint-stock banks that started into existence at this time was remarkable. From 1825 to 1833 only thirty joint-stock banks had been established. In that year the Charter of the Bank of England being renewed, without many of the exclusive privileges it formerly enjoyed, and the spirit of commercial enterprise being active, joint-stock banks began to increase rapidly. There was an average of ten new companies annually, till 1836, when forty-five of these establishments came into existence in the course of ten months. In Ireland there were ten started in the course of two years. The consequence of this greatly increased banking accommodation produced a wild spirit of commercial adventure, which collapsed first in America, where the monetary confusion was unexampledbankers, importers, merchants, traders, and the Government having been all flung into a chaos of bankruptcy and insolvency. This state of things in America had an immediate effect in England. Discounts were abruptly refused to the largest and hitherto most respectable houses of Liverpool and London. Trade, in consequence, became paralysed; prices suddenly dropped from thirty to forty per cent.; and the numerous share bubblesthe railway projects, the insurance companies, the distillery companies, the cemetery companies, the sperm oil, the cotton twist, zoological gardens, and other speculationswhich had floated on the pecuniary tide, all suddenly collapsed, and there was an end to the career of unprincipled adventurers. It is satisfactory, however, to observe that the sound commerce of the country soon recovered the shock thus given; and in less than two years the pecuniary difficulties had passed away. Commerce had resumed its wonted activity, and flowed steadily in legitimate channels. The American banks resumed payment, and the three great American houses, which had involved themselves to such an enormous extent, were enabled to meet all their liabilities.

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At the head of the poets of this period stands Alexander Pope, who became the founder of a school which has had followers down to our own time. Pope was the poet of society, of art, and polish. His life was spent in London and in the country, chiefly between Binfield, in Windsor Forest, and Twickenham; and his poetry partakes very much of the qualities of that sceneryrich, cultivated, and beautiful, but having no claims to the wild or the sublime. He is opposed to poets like Milton and Shakespeare as pastures and town gardens are opposed to seas, forests, and mountains. In style he is polished to the highest degree, piquant, and musical; but, instead of being profound and creative, he is sensible, satiric, and didactic. He failed in "the vision and the faculty divine," but he possessed fancy, a moderate amount of passion, and a clear and penetrating intellect. He loved nature, but it was such only as he knewthe home-scenes of Berkshire and the southern counties, the trained and polished beauties in his gardens, the winding walks and grottoes at Twickenham. Mountains he had never seen, and there are none in his poetry. He was born in the year of the Revolution, and died in 1744, aged fifty-six; and, considering that he suffered from a feeble constitution and defective health, he was a remarkably industrious man. His pastorals appeared in Tonson's "Miscellany" when he was only twenty-one years old. Before this he had translated the first book of the "Thebais," and Ovid's "Epistle from Sappho to Phaon;" paraphrased Chaucer's "January and May," and the prologue to "The Wife of Bath's Tale." In two years after his "Pastorals" appeared his "Essay on Criticism" (1711). "The Messiah" and "The Rape of the Lock" were published in 1712the year in which the "Spectator" died. "The Rape of the Lock" celebrated the mighty event of the clipping of a lock of hair from the head of Miss Belle Fermor by Lord Petre.[151] This act, adorned with a great machinery of sylphs and gnomes, a specimen of elegant trifling, enchanted the age, which would have less appreciated grander things, and placed Pope on the pinnacle of fame. In 1713 he published "Windsor Forest," a subject for a pleasant but not a great poem, yet characteristic of Pope's genius, which delighted in the level and ornate rather than the splendid and the wild. In 1715 appeared the first four books of his translation of Homer's "Iliad," which was not completed till 1720. This still continues the most popular translation of the great heroic poet of Greece; for although it is rather a paraphrase of this colossal yet simple poem, and therefore not estimated highly by Greek scholars who can go to the original, it has that beauty and harmony of style which render it to the English reader an ever-fascinating work. In 1717 appeared his "Epistle from Eloisa to Abelard," a poem displaying more passion than any other of Pope's writings, but too sensuous, and the subject itself far from well chosen. Next succeeded his "Odyssey" of Homer, in conjunction with Fenton and Broome, and in 1728 the first three books of "The Dunciad," in which he took a sweeping vengeance on the critics and poetasters of the time, who had assailed him fiercely on all sides, with John Dennis at their head. The vigour with which Pope wielded the satiric lash excited the wonder of the public, which had seen no such trenchant production hitherto in the language, and filled the whole host of flayed and scalded dunces with howls of wrath and agony. Pope was not sparing of foul language in his branding of others, and they were still more obscene and scurrilous in their retorts. It is questionable whether they or Pope felt the most torture; for, so far from silencing them, they continued to kick, sting, and pelt him with dirt so long as he lived. So late as 1742 he published a fourth book of the satire, to give yet one more murderous blow to the blackguard crew. Besides this satire, he modernised an edition of Donne's Satires, and produced his "Essay on Man," his "Epistle on Taste," his "Moral Essays," and other poems, down to 1740. His "Essay on Man," "Moral Essays," etc., display shrewd sense, and a keen perception of the characteristics of human nature and of the world; yet they do not let us into any before unknown depths of life or morals, but, on the contrary, are, in many particulars, unsound. In fact, these productions belong by no means to poetry, of which they exhibit no quality, and might just as well have been given in prose. On the whole, Pope is a poet whose character is that of cleverness, strong intellect, carefully-elaborative art, much malice, and little warmth or breadth of genuine imagination. He reflects the times in which he lived, which were corrupt, critical, but not original, and he had no conception of the heavens of poetry and soul into which Milton and Shakespeare soared before him, and Keats, Shelley, Coleridge, Wordsworth and Tennyson in our time have wandered at large.The Government of Spain was sunk into the very deepest degradation and imbecility. Charles IV. was one of the weakest of Bourbon kings. He was ruled by his licentious wife, Maria Luiza, and she by Manuel de Godoy, a young and handsome man, who, about the year 1784, had attracted her eye as a private in the Royal Guards. By her means he was rapidly promoted, and at the age of twenty-four was already a general. He was soon created a Grandee of Spain, and the queen married him to a niece of the king. He was made Generalissimo of all the Spanish Forces, and, in fact, became the sole ruling power in the country. He was styled the Prince of the Peacea title acquired by his having effected the pacification of Basle, which terminated the Revolutionary War between France and Spain. By the subsequent Treaty of St. Ildefonso he established an offensive and defensive alliance with France, which, in truth, made Spain entirely subservient to Napoleon.
Company Logo TWO:Mr. Williams, made Baron of the Exchequer 3,300
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TWO:Encouraged by their success against the commercial treaty, the Whigs demanded that the Pretender, according to the Treaty of Peace, should be requested to quit France. It had been proposed by the French Court, and privately acceded to by Anne, that he should take up his residence at Bar-le-duc or Lorraine. The Duke of Lorraine had taken care to inquire whether this would be agreeable to the queen, and was assured by her Minister that it would be quite so. As his territorythough really a portion of Francewas nominally an independent territory, it seemed to comply with the terms of the Treaty; but the Whigs knew that this was a weak point, and on the 29th of June Lord Wharton, without any previous notice, moved in the Peers that the Pretender should remove from the Duke of Lorraine's dominions. The Court party was completely taken by surprise, and there was an awkward pause. At length Lord North ventured to suggest that such a request would show distrust of her Majesty; and he asked where was the Pretender to retire to, seeing that most, if not all, the Powers of Europe were on as friendly terms with the king as the Duke of Lorraine. Lord Peterborough sarcastically remarked that as the Pretender had begun his studies at Paris, he might very fitly go and finish them at Rome. No one, however, dared to oppose the motion, which was accordingly carried unanimously. On the 1st of July, only two days afterwards, General Stanhope made a similar motion in the House of Commons, which was equally afraid to oppose it, seeing that the House was still under the Triennial Act, and this was its last session. The slightest expression in favour of the Pretender would have to be answered on the hustings, and there was a long silence. Sir William Whitelock, however, was bold enough to throw out a significant remark, that he remembered the like address being formerly made to the Protector to have King Charles Stuart removed out of France, "leaving to every member's mind to suggest how soon after he returned to the throne of England notwithstanding." The addresses carried up from both Houses were received by the queen with an air of acquiescence, and with promises to do her best to have the Pretender removed. Prior, in Paris, was directed to make the wishes of the public known to the French Government. But this was merely pro forma; it was understood that there was no real earnestness on the part of the English queen or ministry. Prior, writing to Bolingbroke, said that De Torcy asked him questions, which for the best reason in the world he did not answer; as, for instance, "How can we oblige a man to go from one place when we forbid all others to receive him?" In fact, the Abb Gualtier, in his private correspondence, assures us that Bolingbroke himself suggested to the Duke of Lorraine the pretexts for eluding the very commands that he publicly sent him.From this episode of fire and fanaticism we recur to the general theme of the war with Spain, France, and America, in which England was every day becoming more deeply engaged. From the moment that Spain had joined France in the war against us, other Powers, trusting to our embarrassments with our colonies and those great European Powers, had found it a lucrative trade to supply, under neutral flags, warlike materials and other articles to the hostile nations; thus, whilst under a nominal alliance, they actually furnished the sinews of war against us. In this particular, Holland, the next great commercial country to Britain, took the lead. She furnished ammunition and stores to the Spaniards, who all this while were engaged in besieging Gibraltar. Spain had also made a treaty with the Barbary States, by which she cut off our supplies from those countries. To relieve Gibraltar, Admiral Sir George Rodney, who was now appointed to the command of our navy in the West Indies, was ordered to touch there on his way out. On the 8th of January 1780, when he had been a few days out at sea, he came in sight of a Spanish fleet, consisting of five armed vessels, convoying fifteen merchantmen, all of which he captured. These vessels were chiefly laden with wheat, flour, and other provisions, badly needed at Gibraltar, and which he carried in with him, sending the men-of-war to England. On the 16th he fell in with another fleet off Cape St. Vincent, of eleven ships of the line, under Don Juan de Langara, who had come out to intercept the provisions which England sent to Gibraltar. Rodney had a much superior fleet, and the Spanish admiral immediately attempted to regain his port. The weather was very tempestuous, and the coast near the shoal of St. Lucar very dangerous; he therefore stood in as close as possible to the shore, but Rodney boldly thrust his vessels between him and the perilous strand, and commenced a running fight. The engagement began about four o'clock in the evening, and it was, therefore, soon dark; but Rodney, despite the imminent danger of darkness, tempest, and a treacherous shore, continued the fight, and the Spaniards for a time defended themselves bravely. The battle continued till two o'clock in the morning; one ship, the San Domingo, of seventy guns, blew up with six hundred men early in the action; four ships of the line, including the admiral's, of eighty guns, struck, and were carried by Rodney safe into port; two seventy-gun ships ran on the shoal and were lost; and of all the Spanish fleet only four ships escaped to Cadiz.

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TWO:This insult roused the fiery blood of Spain. The king and queen were excited to paroxysms of rage. They told Mr. William Stanhope that, in future, they would put confidence in no prince except his master, nor admit any one else to mediate for them in their negotiations. But George refused to break with France on their account, and ventured to remind Philip that he himself stood greatly in need of the alliance with France. Blinded, however, by their wounded pride, the King and Queen of Spain now turned their anger against England. They recalled their plenipotentiaries from the Congress of Cambray, which was sitting to settle the affairs of Europe, and professed their readiness to abandon all their hostility to the Emperor of Germany, and to concede all that they had so long demanded from him, on condition that he entered into a close alliance with them against France and England. They sent back to France the widow of the late Don Louis, and also Mademoiselle Beaujolais, another daughter of the late Regent Orleans, who had been contracted to Don Carlos.
THREE:On the very next day took place what Burke had foreseen. A deputation from the two Irish Houses of Parliament arrived in London, with an address to His Royal Highness the Prince of Wales, requesting him to assume the regency as his right. Though the English Bill was now certain to be abandoned, this address was presented on the 26th of February, the day after the arrival, and was received by the prince in a manner likely to mark his sense of his treatment by Pitt and his party. The deputies were entertained at a splendid banquet; the walls of the dining-room at Carlton House were adorned with Irish harps, the shamrock, and other Irish emblems; the arms of Ireland, encircled by a glory, blazed in the centre of the table, and the richest wines flowed in torrents. But these banquetings had not been confined to this more auspicious day. Whilst the great contest had been going on in Parliament, dinners had been given on the Saturdays and Sundays of every week at Carlton House, to which about thirty of the members of both Houses had been invited, and at which the prince and the Duke of York had presided. Besides these, the attractions and persuasive powers of the great ladies on both sides had been enthusiastically called into play. The fascinating Duchess of Devonshire, who, in 1784, had so successfully canvassed for Charles James Fox in Westminster, had now thrown open her house, and employed all her amiabilities to win supporters to the prince's party. On the other hand, the more bold and vigorous Duchess of Gordon had feasted, entreated, and almost commanded adherence to Pitt, through whom it was said her husband had obtained the Great Seal of Scotland, and his brother, Lord William Gordon, the sinecure Rangerships of St. James's and Hyde Parks. The rivalries of these parties had been carried on in the most public manner, by[348] caricatures, lampoons, ballads, and popular jests. Westminster was pre-eminently Whig; but London, which had formerly been so democratic, had become essentially loyal. The Coalition had given the first shock to the popularity of the Whigs in the City, and the sympathy for the calamity of the king, combined with disgust at the prince's levity and heartlessness, had produced a wonderful degree of loyalty there.SMITH O'BRIEN.

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THREE:

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THREE:[See larger version]

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TWO:THE CHASE AT ARGAUM. (See p. 493.)[See larger version] THREE:
TWO:
Such was the state of affairs at home and abroad during the recess of 1829. The Government hoped that by the mollifying influence of time the rancour of the Tory party would be mitigated, and that by the proposal of useful measures the Whig leaders would be induced to give them their support, without being admitted to a partnership in power and the emoluments of office. But in both respects they miscalculated. The Duke met Parliament again on the 4th of February, 1830. It was obvious from the first that neither was Tory rancour appeased nor Whig support effectually secured. The Speech from the Throne, which was delivered by commission, was unusually curt and vague. It admitted the prevalence of general distress. It was true that the exports in the last year of British produce and manufacture exceeded those of any former year; but, notwithstanding this indication of an active commerce, both the agricultural and the manufacturing classes were suffering severely in "some parts" of the United Kingdom. There was no question about the existence of distress; the only difference was as to whether it was general or only partial. In the House of Lords the Government was attacked by Earl Stanhope, who moved an amendment to the Address. He asked in what part of the country was it that the Ministers did not find distress prevailing? He contended that the kingdom was in a state of universal distress, likely to be unequalled in its duration. All the great interestsagriculture, manufactures, trade, and commercehad never at one time, he said, been at so low an ebb. The Speech ascribed the distress to a bad harvest. But could a bad harvest make corn cheap? It was the excessive reduction of prices which was felt to be the great evil. If they cast their eyes around they would see the counties pouring on them spontaneously every kind of solicitation for relief; while in towns, stocks of every kind had sunk in value forty per cent. The depression, he contended, had been continuous and universal ever since the Bank Restriction Act passed, and especially since the suppression of small notes took effect in the beginning of the previous year. Such a universal and continued depression could be ascribed only to some cause pressing alike upon all branches of industry, and that cause was to be found in the enormous contraction of the currency, the Bank of England notes in circulation having been reduced from thirty to twenty millions, and the country bankers' notes in still greater proportion. The Duke of Wellington, in reply, denied that the Bank circulation was less than it had been during the war. In the former period it was sixty-four millions, including gold and silver as well as paper. In 1830 it was sixty-five millions. It was an unlimited circulation, he said, that the Opposition required; in other words, it was wished to give certain individuals, not the Crown, the power of coining in the shape of paper, and of producing a fictitious capital. Capital was always forthcoming[308] when it was wanted. He referred to the high rents paid for shops in towns, which were everywhere enlarged or improved, to "the elegant streets and villas which were springing up around the metropolis, and all our great towns, to show that the country was not falling, but improving." After the Duke had replied, the supporters of the amendment could not muster, on a division, a larger minority than nine. In the House of Commons the discussion was more spirited, and the division more ominous of the fate of the Ministry. The majority for Ministers was only fifty-three, the numbers being 158 to 105. In the minority were found ultra-Tories, such as Sir Edward Knatchbull, who had proposed an amendment lamenting the general distress, Mr. Bankes, Mr. Sadler, and General Gascoigne, who went into the same lobby with Sir Francis Burdett, Lord John Russell, Mr. Brougham, Mr. Hume, and Lord Althorp, representing the Whigs and Radicals; while Lord Palmerston, Mr. Huskisson, Mr. Charles Grant, and Sir Stratford Canning represented the Canning party. No such jumble of factions had been known in any division for many years.It was in these grave circumstances that Lord North, on the 5th of March, 1770, brought forward his bill, based on the terms of Lord Hillsborough's letter to the American governors, to repeal all the import duties except that on tea. This was one of those half-and-half measures which never succeed; it abandoned the bulk of the duties, but retained the really obnoxious thingthe principle. Grenville very truly told them that they should retain the whole, or repeal the whole. Lord Barrington and Welbore Ellis, in their dogged Toryism, protested against repealing a single item of them; and the Opposition, Barr, Conway, Meredith, Pownall, etc., as earnestly entreated them to remove the duties altogether, and with them all cause of irritation. The motion for leave to bring in the bill was carried by two hundred and four votes to one hundred and forty-two. During the debates it was shown that, during the financial year, the American tea duties had producednot the calculated ten or twelve thousand, but less than three hundred pounds! For such a sum did our legislators risk a civil war. As a last effort on this question at this time, the Opposition, on the 1st of May, called for the correspondence with America; and, on the 9th, Burke moved nine resolutions on the general topic. They were not only negatived, but a similar motion, introduced into the Peers by the Duke of Richmond, met the same fate.Man and woman of middle class Parson Lady and gentleman Labourer and wife[529]
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